Thursday, August 27, 2015
|Retirement Benefits-in BSNL- Govt.Department-inf. by Ashok Hindocha M-94262 54999|
PensionIn the case of Family Pension the widow is eligible to receive pension on death of her spouse after completion of one year of continuous service or before even completion of one year if the Government servant had been examined by the appropriate Medical Authority and declared fit for Government service.
The minimum eligibility period for receipt of pension is 10 years. A Central Government servant retiring in accordance with the Pension Rules is entitled to receive superannuation pension on completion of at least 10 years of qualifying service.
W.e.f 1.1.2006, Pension is calculated with reference to average emoluments namely, the average of the basic pay drawn during the last 10 months of the service or last basic pay drawn whichever is beneficial. Full pension with 10/20 years of qualifying service is 50% of the average emoluments or last basic pay drawn whichever is beneficial. Before 1.1.2006, for qualifying service of less than 33 years, amount of pension was proportionate to the actual qualifying service broken into completed half-year periods. For example, if total qualifying service is 30 years and 4 months (i.e. 61 half-year periods), pension will be calculated as under:-
Pension amount = R/2(X)61/66
where R represents average reckonable emoluments for last 10 months of qualifying service or the last pay drawn as opted by the govt servant.Top
Minimum pension presently is Rs. 3500 per month. Maximum limit on pension is 50% of the highest pay in the Government of India (presently Rs. 45,000) per month. Pension is payable up to and including the date of death.
Commutation of PensionTop
A Central Government servant has an option to commute a portion of pension, not exceeding 40% of it, into a lump sum payment with effect from 1.1.1996. No medical examination is required if the option is exercised within one year of retirement. If the option is exercised after expiry of one year, he/she will have to under go medical examination by the specified competent authority.
Lump sum payable is calculated with reference to the Commutation Table constructed on an actuarial basis. The monthly pension will stand reduced by the portion commuted and the commuted portion will be restored on the expiry of 15 years from the date of receipt of the commuted value of pension. Dearness Relief, however, will continue to be calculated on the basis of the original pension (i.e. without reduction of commuted portion).
The formula for arriving for commuted value of Pension (CVP) is
CVP = 40 % (X) Commutation factor* (X)12
* The commutation factor will be with reference to age next birthday on the date on which commutation becomes absolute as per the New Table as Annexure to this Deptt's O.M. No. 38/37/08- P&PW(A) dated 2.9.2008
This is payable to the retiring Government servant. A minimum of 5 years qualifying service and eligibility to receive service gratuity/pension is essential to get this one time lump sum benefit. Retirement gratuity is calculated @ 1/4th of a month�s Basic Pay plus Dearness Allowance drawn before retirement for each completed six monthly period of qualifying service. There is no minimum limit for the amount of gratuity. The retirement gratuity payable is 16� times the Basic Pay, subject to a maximum of Rs. 10 lakhs.
This is a one-time lump sum benefit payable to the widow/widower or the nominee of a permanent or a quasi-permanent or a temporary Government servant, including CPF beneficiaries, dying in harness. There is no stipulation in regard to any minimum length of service rendered by the deceased employee. Entitlement of death gratuity is regulated as under:
Maximum amount of Death Gratuity admissible is Rs. 10 lakhs w.e.f. 1.1.2006
A retiring Government servant will be entitled to receive service gratuity (and not pension) if total qualifying service is less than 10 years. Admissible amount is half month�s basic pay last drawn for each completed 6 monthly period of qualifying service. There is no minimum or maximum monetary limit on the quantum. This one time lump sum payment is distinct from and is paid over and above the retirement gratuity.
Issue of No Demand Certificate
Dues owed by the retiring employees on account of Licence Fee for Government accommodation, advances, over payment of pay and allowances are required to be assessed by the Head of Office and intimated to the Accounts Officer two months in advance of the date of retirement so that these are recovered from retirement gratuity before payment. For this purpose the Licence Fee for those in occupation of Government accommodation is taken into account up to the end of the permissible period for which accommodation can be retained after retirement under the Rules on normal rent. The recovery of Licence Fee beyond that period is the responsibility of the Directorate of Estates. If, for any reason final dues cannot be assessed on time, then 10% of gratuity is withheld from gratuity
General Provident Fund and IncentivesTop
As per General Provident Fund (Central Services) Rules, 1960, all temporary Government servants after a continuous service of one year, all re-employed pensioners (Other than those eligible for admission to the Contributory Provident Fund) and all permanent Government servants are eligible to subscribe to the Fund. A subscriber, at the time of joining the fund is required to make a nomination, in the prescribed form, conferring on one or more persons the right to receive the amount that may stand to his credit in the fund in the event of his death, before that amount has become payable or having become payable has not been paid. A subscriber shall subscribe monthly to the Fund except during the period when he is under suspension. Subscriptions to the Provident Fund are stopped 3 months prior to the date of superannuation. Rates of subscription shall not be less than 6% of subscriber�s emoluments and not more than his total emoluments. Rate of interest on GPF accumulations with effect from 1.4.2009 is 8% compounded annually and the rate of interest will vary according to notifications of the Government. The Rules provide for drawal of advances/ withdrawals from the Fund for specific purposes.
Deposit Linked Insurance Revised Scheme
Under the GPF Rules, on the death of subscriber, the person entitled to receive the amount standing to the credit of the subscriber shall be paid an additional amount equal to the average balance in the account during the 3 years immediately preceding the death of the subscriber subject to certain conditions provided in the relevant Rule. The additional amount payable under that Rule shall not exceed Rs. 60,000/-. To get this benefit, the subscriber should have put in at least 5 years service at the time of his/her death.
Contributory Provident FundTop
The Contributory Provident Fund Rules (India), ,1962 are applicable to every non-pensionable servant of the Government belonging to any of the services under the control of the President. A subscriber, at the time of joining the Fund is required to make a nomination in the prescribed Form conferring on one or more persons the right to receive the amount that may stand to his credit in the Fund in the event of his death, before that amount has become payable or having become payable has not been paid.
A subscriber shall subscribe monthly to the Fund when on duty or Foreign Service but not during the period of suspension. Rates of subscription shall not be less than 10% of the emoluments and not more than his emoluments. The employer�s contribution at that percentage prescribed by the Government will be credited to the subscriber�s account and this is 10%. Rate of interest with effect from 1.4.2009 is 8% compounded annually. The Rules provide for drawal of advances/ withdrawals from the CPF for specific purposes. As in GPF Rules, the CPF Rules also provide for Deposit Linked Insurance Revised Scheme.
Encashment of leave is a benefit granted under the CCS (Leave) Rules and not a pensionary benefit. Encashment of Earned Leave/Half Pay Leave standing at the credit of the retiring Government servant is admissible on the date of retirement subject to a maximum of 300 days. There is no provision under the Rule for payment of interest on delayed payment of Leave Encashment.
Central Government Employees Group Insurance Scheme
A portion of monthly contributions paid while in service is credited in a Saving Fund, on which interest accrues. A Government servant while entering service has to apply in Form No. 4 of the above Scheme to the Head of Office, who shall issue a sanction for the payment of subscriber�s accumulation in the Savings Fund segment together with interest and arrange for its disbursement, soon after retirement. Payments under this Scheme are made in accordance with the Table of Benefit which takes in to account interest up to the date of cessation of service. Insurance cover benefit under this Scheme is available to the family in the event of death of the subscriber. No interest is payable on account of delayed payments under this Scheme.
|Classes of Pension-in - BSNL- Govt.Department-inf. by Ashok Hindocha M- 94262 54999|
Classes of Pension
A superannuation pension shall be granted to a Government servant who is retired on his attaining the age of 60 years.
A retiring pension shall be granted to a Government servant who retires, or is retired before attaining the age of Superannuation or to a Government servant who, on being declared surplus opts, for voluntary retirement.
Voluntary Retirement:Any Government servant can apply for voluntary retirement, three months in advance, only after the completion of twenty years of his qualifying service, provided there is no vigilance or Departmental Enquiry pending /initiated against him/her.
Invalid Pension may be granted if a Government servant applies for retirement from the service on account of any bodily or mental infirmity which permanently incapacitates him/her for the service. The request for invalid pension has to be supported by medical report from the competent medical board.
If a Government servant is selected for discharge owing to the abolition of a permanent post, he shall, unless he is appointed to another post the conditions of which are deemed by the authority competent to discharge him/her to be at least equal to those of his own, have the option �
(a) of taking compensation pension to which he may be entitled for the service he had rendered, or
(b) of accepting another appointment on such pay as may be offered and continuing to count his previous service for pension.
Compulsory Retirement Pension:
A Government servant compulsorily retired from service as a penalty may be granted, by the authority competent to impose such penalty, pension or gratuity, or both at a rate not less than two-thirds and not more than full compensation pension or gratuity, or both admissible to him on the date of his compulsory retirement. The pension granted or allowed shall not be less than Rs. 3500/- p.m.
(i) A Government servant who is dismissed or removed from service shall forfeit his pension and gratuity:
Provided that the authority competent to dismiss or remove him from service may, if the case is deserving of special consideration, sanction a compassionate allowance not exceeding two-thirds of pension or gratuity or both which would have been admissible to him if he had retired on compensation pension.
(ii) A compassionate allowance sanctioned under the proviso to sub-rule (i) shall not be less than the amount of Rupees one thousand nine hundred and thirteen per mensem.
Extraordinary Pension in the form of Disability pension/extraordinary family pension may be paid to the Government servant/his family if disablement/death (or the aggravation of disablement/death)of the Government servant, during his service, are attributed to the Government service. For the award of extraordinary pension, there should thus be a casual connection between disablement and Government service; and death and Government service, for attributability or aggravation to be conceded. The quantum of the pension, however,depends upon the category of the disablement/death.
Government servants appointed on or after 1.1.2004 are not covered by the CCS(Extraordinary Pension) Rules.
Family pension is granted to the widow / widower and where there is no widow / widower to the children of a Government servant who entered in service in a pensionable establishment on or after 01/01/1964 but on or before 31.12.2003 or having entered service prior to that date came to be governed by the provisions of the Family Pension Scheme for Central Government Employees, 1964 if such a Government servant-
(i) dies while in service on or after 01/01/1964 or
(ii) retired/died before 31.12.1963 or
(iii) retires on or after 01/01/1964
and at the time of his death was in receipt of pension.
Family pension is payable to the children up to 25 years of their age, or marriage or till they start earning a monthly income exceeding Rs.3,500/- + DA admissible from time to time p.m. whichever is earlier.
Widow daughter / divorced daughter/ unmarried daughter of deceased Government servant is also entitled for the family pension till her remarriage or up to life time or starts earning a monthly income exceeding Rs.3,500/- + DA admissible from time to time p.m. whichever is earlier.
Family pension is also payable to the dependent parents of deceased Government servants w.e.f. 01/01/98, where there is no claimant i.e. spouse or child for family pension, alive.
If the son or daughter, of a Government servant is suffering from any disorder or disability of mind or is physically crippled or disabled so as to render him or her unable to earn a living even after attaining the age of 25 years, the family pension can continue to be paid for life time subject to conditions.
Classes of Pension-in - BSNL- Govt.Department-inf. by Ashok Hindocha M- 94262 54999
Wednesday, August 26, 2015
CICI Bank's Fight Fraud initiative celebrates customers who keep their banking details confidential and do not allow fraudsters and scammers to succeed. We call these customers as the 'Safe Banking heroes.' -inf. by Ashok Hindocha
|I never share my Password, PIN, OTP, CVV|
ICICI Bank's Fight Fraud initiative celebrates customers who keep their banking details confidential and do not allow fraudsters and scammers to succeed. We call these customers as the 'Safe Banking heroes.'
This week, Ms. Neha Sharma, an independent music artist from Mumbai, acted smartly and saved herself. Becoming a Safe Banking hero is not that difficult - you just need to be aware of some basic Safe Banking practices. Don't let your hard earned money get in the hands of fraudsters.
|Sharing the above information can lead to transfer of money from your account. Kindly share this information with your family and friends as well and help them protect their money.|
Know more about Safe Banking.
Become a Safe Banking hero. Let's Fight Fraud together!
ICICI Bank Limited
Tuesday, August 25, 2015
Additional items for the 33rd meeting of the National Council -www.bsnleuchq.com
www.bsnlnewsbyashokhindocha.blogspot.com M-94262 54999
(1)Lifting of the ban imposed on Rule 8 transfers in respect of the Sr.TOA(G), TTA and Telecom Mechanic cadres. The Corporate Office has imposed a ban on Rule 8 transfers in respect of Sr.TOA(G), TTA and Telecom Mechanic cadres. The ban was imposed in view of the fact that candidates were in the waiting list in many SSAs, to be promoted to the Sr.TOA(G), TTA and Telecom Mechanic cadres. That scenario has totally changed now, and considering the Rule 8 transfers of the officials belonging to these cadres will not hamper the promotional prospects of any official in other SSAs. Since, the ban is causing hardship to the employees in getting Rule 8 transfers to other SSAs, and also the ban has fulfilled the purpose for which it was imposed, it is requested that the ban imposed on Rule 8 transfers in respect of Sr.TOA(G), TTA and Telecom Mechanic cadres may be lifted. (2)Revision of various allowances of the employees. The various allowances of BSNL employees were not revised at the time of last Wage Revision. It was assured that the revision of these allowances would be considered in the future. However, till date these allowances are not revised despite the issue was raised before the Management on a number of occasions. Hence, it is demanded that all the allowances which were not revised earlier may be revised. (3)Implementation of assurances given in the National Council or Standing Committee of National Council. As per the para 2.13 of the minutes of the National Council Standing Committee’s 21st meeting held on 10.2.2015 and 12.3.2015, the official side assured, “All the points/issues raised by the Staff Side regarding NEPP are being considered by a Committee which will hopefully submit the report within next 2-3 months.” It is not known whether such a report was submitted by the Committee and what are its contents. The Staff Side demands for an immediate settlement of all the issues raised by it regarding the NEPP. (4)Change of Designations of the left out Non-Executive cadres. As per the decision of the National Council, the job of finalising new designations for the four main Non-Executive cadres, viz., Regular Mazdoor, Telecom Mechanic, Sr.TOA and TTA was entrusted to the Joint Committee for Change of Designations. Now that the Committee has already finalized new designations for the above mentioned four main cadres, finalizing new designations for the left out Non-Executives cadres may also be referred to the Joint Committee for Change of Designations. *****
|Status of pending E.mail Complaints received on CGM's e.mail address as on 24/08/2015|
|Total||Sl.No||SSA||Name of Complainant||Direct or CMD||Details of Complaint||Date||Sl. No.||CMD No|
|1||1||CMTS||Dixesh Shah||CMD||Reg: Delay in satisfactory solution of problem--Mob: 94282 93263||21.08.2015||66/c||3473|
|2||2||Trupti Gohel||CMD||Reg: No feed back & Dock closed by Mobile help line Gujarat-Mob:- 94086 46587||21.08.2015||64/c||-|
|3||1||Ahmedabad||Krishnadas Nambiar||CMD||Reg: Rude Behaviour of Commercial Officer (Mobile) at Vastrapur Exge.(Cont-9825885995)||17.07.2015||46/c||-|
|4||2||Yahoo||CMD||Reg: Not wkg of Tel.No:- 079- 2585 7262 (Cont- 98985 39899)||31.07.2015||101/c||2887|
|5||3||Bhargav Jani||H/Q||Reg: Not Wkg of Tel. + BB - 079- 2573 3480 (Cont- 93779 28028)||10.08.2015||25/c||-|
|6||4||Jaswant Sharma||CMD||Reg: Shifting of Tel.No:- 079-2763 0232 (Cont- 94294 38664)||11.08.2015||33/c||3158|
|7||5||Chhatrasinh Vaghela||CMD||Reg: Problem in Mobile connectivity-Mob:- (1) 94267 20903 (2) 94084 77653||12.08.2015||36/c||3051|
|8||6||Khushboo Xerox||CMD||Reg: No any start rebate connection of BSNL BB in Sardar Patel B.Ed./M.Ed. College||14.08.2015||46/c||-|
|9||7||Bhadresh Modi||CMD||Reg: Speed of BB Services - Tel.No:- 079- 2681 2525 (cont- 94266 42525)||18.08.2015||49/c||3335|
|10||8||Faisal Saiyed||CMD||Reg: Tel.No:- 079- 2217 3065 is wkg but Broadband not working--Cont:- 97123 54477||20.08.2015||60/c||Old-3391|
|11||9||Mehul Shah||CMD||Reg: Landline/FTTH & Broadband not wkg-No:- 079-29702970 & 25466587||21.08.2015||68/c||-|
|12||1||Bhuj||Jayesh Soni||CMD||Reg.Aditya Birla UTC sevagram link is not stable since last 6 months||28.07.2015||77/c|
|13||2||Sanjay Bhaty||DIR(O)||Reg: Complaint against disturbances in the connectivity of Internet-02836-222055||18.08.2015||50/c||-|
|14||1||Godhra||Dharampur Branch||CMD||Reg: Not wkg of Tel.No:- 02670-224258||17.08.2015||47/c||3318|
|15||1||Mehsana||Techno Auto Products||CMD||Reg: Not wkg of Tel. No:02764-268369 (Cont- 98253 84082)||20.08.2015||61/c||-|
|16||1||Nadiad||Harish Soni||CMD||Reg: FTTH-No:- 02692-297764…Tel. + BB problem (Cont- 97149 62273)||20.08.2015||62/c||3388|
|17||1||Rajkot||Mayur Joshi||CMD||Reg: Land Line & Mobile Connectivity Problem at-Metoda, Rajkot (Cont:- 9428889431)||19.08.2015||55/c||-|
|18||1||Surat||Harshad Shah||CMD||Reg: The refund of bill payment of June month-Tel.No:- 0261-2484030 (Cont-95375 11003)||11.08.2015||30/c||-|
|19||2||Sachin Roy||CMD||Reg: Not wkg of T.No:0261-2277181||18.08.2015||54/c||Old-2743|
|20||3||Tushar Parihar||H/Q||Reg:Bill pay related query-On line payment made & deducted from A/c of BOB & eventhough the amount shown in the next bill-Tel.No;- 0261-2360501||19.08.2015||56/c||-|
|21||1||Vadodara||Vineet Kumar||CMD/DIR(O)||Reg: NTC installed but Broadband not installed-Tel.No:-0265-2345447||18.08.2015||51/c||3338|
|22||2||Anushant Mishra||CMD||Reg: Complaint letter/For not getting BSNL Post-paid connection||20.08.2015||59/c||3411|
|23||1||Valsad||Chandra Shekhar||CMD||Reg: Rajasthan-Textiles(Sutlej)-Vapi-Bhilad leased line||17.07.2015||47/c||-|
|24||2||Yogesh Patil||CMD||Reg:Leased Line, BB & problem on Tel. No:0260-2677948/949/952/953 -Party also wants Rebate/Cr & Lit the charges(Cont-93740 77318)||20.08.2015||63/c||old-2894|
|25||3||Kalpesh Kevat||CMD||Reg: DND activate but not running-Tel.No:- 02637-234665||21.08.2015||65/c||3459|
Monday, August 24, 2015
(Courtesy : Gujarat Samachar)
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Information Regardng First Mobile Phone In India- inf. by AShok Hndocha M-94262 54999
Thursday, August 20, 2015
[19.08.2015]Com. S. B. Surve, District Secretary, BSNLEU, WTR, passed away.-www.bsnlnewsbyashokhindocha.blogspot.com M-94262 54999
www.bsnlnewsbyashokhindocha.blogspot.com M-94262 54999
[19.08.2015]Com. S. B. Surve, District Secretary, BSNLEU, WTR, passed away.
CHQ is extremely saddened to inform that com. S.B. Surve, District Secretary, BSNLEU, WTR, passed away. He has been ailing for some time and has been admitted in a hospital at Mumbai. Com. S. B. Surve has been simple in appearance, but tireless in serving BSNL and BSNLEU. He has been of immense help to all the BSNL employees who go to take treatment in Tata Memorial Cancer Hospital at Mumbai. We will be badly missing this humanitarian, for all the times to come. BSNLEU dips it's banner and salutes com. S. B. Surve. It also offers its condolences to his family members, relatives and friends.